Browse Through Our Most Frequently Asked Health Insurance Questions
We’re here to help answer any or all of your Health Insurance related questions so that you can make informed and careful decisions in choosing what’s right for you and your family. Don’t see a question or an answer you’re looking for? Feel free to give us a call at the number at the top of the screen. For a list of Frequently Asked Questions pertaining to Small Group coverage click here.
It’s been a while since I’ve put fingers to keyboard to write about health care policy. That’s primarily due to the fact that I’ve been a bit busy for the last four months helping consumers navigate what is left of the individual health insurance marketplace during...read more
Obamacare open enrollment for 2017. Highest premiums, fewest options and good luck finding a broker or agent.
November 1, 2016 will be the first day of the third national PPACA (Obamacare) open enrollment period. This will be the most challenging open enrollment period yet. Not only because we now have so few health insurers to choose from but also because residents in states...read more
For clarification Aetna is not "leaving 11 states". They are simply no longer offering SUBSIDIZED plans in those 11 states. If you purchased your Aetna plan OFF the exchange WITHOUT a subsidy you will most likely NOT lose your Aetna plan in 2017. Below is a statement...read more
Broker: Doomed business model, politics fuel Land of Lincoln failure LOCAL GOVERNMENT Kim Sunderland | Jul 20, 2016 Contributed photo There is unquestionably a hefty amount of blame that should be laid on the role Illinois politicians played in the demise of...read more
Shutdown of Land of Lincoln leaves consumers with limited choices, expert says Kim Sunderland Jul. 19, 2016 The recent failure of the Land of Lincoln co-ops leaves consumers with limited choices, according to expert. | Courtesy of Shutterstock For the last two years,...read more
Long before Mr. Trump published his health care plans on his campaign web site on March 1, 2016 he outlined his plans in both of his books “Time To Get Tough” from 2011 and his latest book “Crippled America” from 2015. I have linked the pertinent sections pertaining...read more
Crain's Chicago Business wrote a piece today about United Healthcare wisely choosing to exit the ACA (Obamacare) exchange (Healthcare gov). Unfortunately, Crain's neglected to mention the real reasons that United Healthcare has chosen to do so, so I will clarify. This...read more
Blue Cross Blue Shield of Illinois canceled plan members have new low priced option in Cook county including access to top teaching hospitals.
2016 ACA Open Enrollment is going on right now and the biggest health insurance story since the last time Blue Cross Blue Shield of Illinois canceled 185,000 individual health insurance policies in 2013 is their current decision to cancel 173,000 individual health...read more
As we enter the third year of 'full' PPACA (Obamacare) implementation, policy holders in Illinois and around the country are once again facing higher prices, smaller PPO networks and even more canceled plans. On October 20, 2015, 173,000 Blue Cross Blue Shield of...read more
Blue Cross Blue Shield of Illinois and other HCSC members to receive $1.2 Billion in PPACA reinsurance cash.
Important information for the 16 million members insured by one of the Blue Cross entities owned by HCSC - Health Care Service Corporation. These include Blue Cross and Blue Shield of Illinois, Texas, Montana, New Mexico and Oklahoma. HCSC reported unprecedented...read more