Individual and Small Group health insurance for every budget

The 2022 ACA (Affordable Care Act) open enrollment period begins on November 1, 2021 and ends on January 15, 2022. Advance Premium Tax Credits (subsidies) have also increased significantly since April 1, 2021 due to the passage of the A.R.P. – “American Rescue Plan“. A Budget Reconciliation bill dated September 9, 2021 seeks to make the enhanced subsidies under the A.R.P. permanent. Depending on your income, you may find a more affordable plan even if you earn a substantial income. To see if you qualify, click subsidy. After January 15, 2022 applicants will need proof of a Q.L.E. – Qualifying Life Event – in order to qualify for an S.E.P. – Special Enrollment Period. Examples of Q.L.E.s are: loss of employer sponsored coverage, marriage or divorce, birth or adoption of a child or loss of Medicaid eligibility. For expert guidance at no cost to you, call (630) 582-1043 or contact us


Welcome to – the web presence for Small Business Insurance Services Inc. We are A+ rated with the Better Business Bureau and a Google approved health insurance provider. Our health insurance brokerage firm is dedicated to helping you find the right health insurance plan for you, your family and your business. Our firm is domiciled in Illinois. We are a multi-state licensed brokerage firm serving Illinois, Indiana, Wisconsin, Michigan, Florida, Ohio, Texas, Alabama, Tennessee, North Carolina, Mississippi and Arizona. We have been in business since 1995. We are well-versed on the ACA – Affordable Care Act – “Obamacare” and will help you purchase both “on exchange” (subsidized) and “off-exchange” (unsubsidized) ACA-qualified health insurance. We also offer non ACA-qualified Short Term health insurance, group health insurance and Medicare Supplement policies. We also offer Life insurance and will help you determine which policies fit you, your family and your budget best.

Health insurance can be a challenge for anyone to navigate. Now with the ACA being the law of the land, there are many significant changes that have been made in the health care and health insurance systems that are important to consider. We work with clients to make sure they understand how the ACA impacts their choices when it comes to health insurance. We inform and empower our clients to get the most from their policy. We’re proud that our brokerage firm has helped protect American lives for more than 25 years. We always go the extra mile because the “Best Policy is a Great Agent“.

We will provide you the very latest relevant information about Open Enrollment and Special Enrollment, and an extensive list of health insurance plans available during these two purchasing time periods. Our founder, C. Steven Tucker is a regularly featured expert on radio and television stations such as Chicago’s AM560 The Answer, WLS AM890, CBS2 Chicago, ABC7, WTTW Chicago, Beyond The Beltway and the Fox Business television network. Illinois residents, please call us directly at (630) 674-1551. Outside of Illinois call Toll Free (866) 724-7123 for expert guidance.