Browse Through Our Most Frequently Asked Health Insurance Questions
We’re here to help answer any or all of your Health Insurance related questions so that you can make informed and careful decisions in choosing what’s right for you and your family. Don’t see a question or an answer you’re looking for? Feel free to give us a call at the number at the top of the screen. For a list of Frequently Asked Questions pertaining to Small Group coverage click here.
The new RSC health care plan is the best health care plan I have ever read.
On October 22, 2019, the Republican Study Committee released the best health care proposal I have ever read. You can read it here. Below are the reasons why these common sense reforms will dramatically reduce health insurance premiums, increase consumer choice and...
Blue Cross Blue Shield of Illinois 2020 proposed premium increases for Individual and Small Group
Below are the 2020 proposed annual premium rate increases for both Individual and Small Group health insurance policies issued by Blue Cross in 2019. To search for other carrier's policies in Illinois and around the nation visit Unified Rate Review at Healthcare.gov....
ACA (Obamacare) Individual mandate repealed as of January 1, 2019
The ACA (Obamacare) Individual Mandate was zeroed out (effectively repealed) by congress on 12/20/17. President Trump signed the Tax Cuts and Jobs Act of 2017 which zeroes out the mandate as Jan. 1, 2019.
Group health insurance for couples ensures access to Chicago Teaching hospitals for small businesses owners.
In November of 2015, Chicagoland residents were shocked to learn that Northwestern Memorial hospital, University of Chicago medical center, Rush University medical center and the Ann & Robert H. Lurie Children’s hospital would no longer accept patients who have...
Senate “Better Care Act of 2017” makes important changes to the House American Health Care Act.
The U.S. Senate released their version of a heath care reform act this morning. It is entitled the “Better Care Reconciliation Act of 2017“. It makes important changes to the “American Health Care Act” passed by the U.S. House of Reps back on May 4, 2017. Some of...
H.H.S. Director Dr. Tom Price continues implementing “Phase 2” of the AHCA before the bill even passes the U.S. Senate
H.H.S. director Dr. Tom Price continues implementing “Phase 2” of the American Health Care Act even before it passes the U.S. Senate. You know, that “Phase 2” that so many naysayers said would “never happen“. Yeah, that one. Dr. Price is allowing any state who wants a...
President Trump’s C.M.S. implements common sense reforms to Obamacare Open and Special enrollment periods.
Our new H.H.S. director Dr. Tom Price and our new C.M.S. director Seema Veerma are wasting no time in improving how both the Open and Special enrollment periods work under the PPACA (Obamacare). There will be no more “gaming of the system”. Below are the changes that...
Why health care policy experts support the GOP Obamacare replacement plan.
It’s been a while since I’ve put fingers to keyboard to write about health care policy. That’s primarily due to the fact that I’ve been a bit busy for the last four months helping consumers navigate what is left of the individual health insurance marketplace during...
Obamacare open enrollment for 2017. Highest premiums, fewest options and good luck finding a broker or agent.
November 1, 2016 will be the first day of the third national PPACA (Obamacare) open enrollment period. This will be the most challenging open enrollment period yet. Not only because we now have so few health insurers to choose from but also because residents in states...
Aetna is leaving EXCHANGES in 11 states NOT the states themselves.
For clarification Aetna is not "leaving 11 states". They are simply no longer offering SUBSIDIZED plans in those 11 states. If you purchased your Aetna plan OFF the exchange WITHOUT a subsidy you will most likely NOT lose your Aetna plan in 2017. Below is a statement...
